Mo Ghara Yojana by Odisha government : Explained Like I am 5

Mo Ghara Yojana is a housing scheme launched by the Odisha government to help people who live in kutcha (thatched) houses or one pucca room with concrete roof. The scheme provides a loan of up to Rs. 3 lakh to eligible beneficiaries, which can be repaid in 10 years with a moratorium period of one year. The loan can be used to construct a new house or to renovate an existing one.

To be eligible for the scheme, you must:

• Be a permanent resident of Odisha
• Have a monthly income of less than Rs. 25,000
• Not have availed any government housing assistance in the past
• Be living in a kutcha house or one pucca room with concrete roof

You can apply for Mo Ghara Yojana scheme online or at your nearest Gram Panchayat office. The application process is simple and you will need to submit a few documents, including your Aadhaar card, voter ID card, and proof of income.

The Mo Ghara Yojana is a great opportunity for people who need help to build a new house or to renovate their existing one. If you are eligible for the scheme, I encourage you to apply.

Here are some additional details about the Mo Ghara yojana scheme:

• The loan amount can be used to construct a house of up to 100 square meters in area.
• The loan can be used to purchase construction materials, hire labor, and pay for other related expenses.
• The interest rate on the loan is 6% per annum.
• The loan repayment period is 10 years, with a moratorium period of one year.

If you have any questions about the Mo Ghara Yojana, you can contact your nearest Gram Panchayat office or the Panchayati Raj & Drinking Water Department, Government of Odisha.

Author : Shyamal